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Kim Melton | NMLS: 448895 | KY: MC830078

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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President's Club Member

President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2025

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    was a pleasure to work with and made this experience a little less frightening than what we expected.

    Cynthia B.

    Lanesville, IN, April 8th, 2026 12:36 PM

  • Review 2

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    Being informed on all the steps of the loan as it was being processed

    Kenton A.

    Lanesville, IN, April 7th, 2026 11:46 AM

  • Review 3

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    Kim Melton was excellent on keeping me informed and extremely helpful.

    Teresa G.

    Corydon, IN, April 6th, 2026 11:51 AM

  • Review 4

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    Clear, fast, and knowledgeable communication. Felt like a priority. Made process less stressful and more enjoyable.

    Caitlyn D.

    JEFFERSONVILLE, IN, March 31st, 2026 11:16 AM

  • Review 5

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    It was just really easy and Kim kept everything clear.

    Griffin L S.

    SEYMOUR, IN, December 29th, 2025 10:39 AM

  • Review 6

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    Kim is amazing and great to work with. I have bought many homes with Kim and will always work with her in the future.

    Shane Michael Lee W.

    New Albany, IN, December 27th, 2025 03:06 PM

  • Review 7

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    Quick thorough responses, friendly attitudes, very helpful.

    Brock H.

    New Albany, IN, December 17th, 2025 11:02 AM

  • Review 8

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    The amazing service and responsiveness

    Matthew C.

    Crothersville, IN, December 10th, 2025 11:01 AM

  • Review 9

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    I highly recommend Kim with Ruoff mortgage.

    Rebecca L B.

    CROTHERSVILLE, IN, November 28th, 2025 11:09 AM

  • Review 10

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    Kim Melton She was abs amazing to work with and she always was willing to help and answer phone calls .

    Katie W.

    Georgetown, IN, November 18th, 2025 11:13 AM

  • Review 11

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    Everything went so quickly and was explained perfectly

    Teresa G V.

    Sellersburg, IN, November 17th, 2025 04:50 PM

  • Review 12

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    Kim was absolutely wonderful to work with!! I will definitely be recommending her to anyone I know that needs a great mortgage lady for their home process!! Ruoff is also wonderful. Thank you Kim for being so patient, kind and supportive 🩷

    Addison M B.

    Sellersburg, IN, November 3rd, 2025 06:33 PM

  • Review 13

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    Very clear communication & went above & beyond to handle every obstacle that showed up & made the experience as painless as possible.

    James F.

    JEFFERSONVILLE, IN, November 2nd, 2025 12:59 PM

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Why should you choose Ruoff?

67

Branches throughout
the US.

98.5%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

42

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 502.541.9890 or message me below!

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