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Picture of Kim Melton
Picture of Kim Melton

Hi, I'm Kim!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.40% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Kim!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.40% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Your team created a very great experience for us in a timely manner. Thank you all so very much!

    Kathy E F.

    FLOYDS KNOBS, IN, April 17th, 2025 03:32 PM

  • Review 2

    Source of Rating Icon

    The whole team was amazing. From the communication to their eagerness to help me. They never gave up on me, and they wouldn't let me give up on my house. We all fought so hard especially the last week of closing. I would recommend everyone who helped me through this all. Very thankful for everyone!

    Rachelle L H.

    Paoli, IN, April 7th, 2025 11:11 AM

  • Review 3

    Source of Rating Icon

    Everything was excellent. Kim and her staff knew exactly what they was doing and helped us get over all the hurdles we came upon!! Loved working with them.

    Troy Don B.

    Paoli, IN, April 2nd, 2025 04:33 PM

  • Review 4

    Source of Rating Icon

    Absolutely everything! Communication, updates, explanations.

    Kelly K M.

    ALEXANDRIA, KY, April 2nd, 2025 05:29 PM

  • Review 5

    Source of Rating Icon

    Prompt responses over concerns that My Wife and I had, and putting up with any of our frustrations during the entire process of negotiations, packing and moving prep.

    Mark D M.

    ALEXANDRIA, KY, April 3rd, 2025 12:37 PM

  • Review 6

    Source of Rating Icon

    Clear communication was the best part. If I ever had questions or concerns they was always there to help.

    Justin W D.

    Evansville, IN, April 6th, 2025 11:07 AM

See More

Why should you choose Ruoff?

59

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2024 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 502.541.9890 or message me below!

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