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Picture of Kayla Hudson
Picture of Kayla Hudson

Hi, I'm Kayla!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.59% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Kayla!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.59% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

As a Senior Loan Officer at Ruoff, my role goes beyond just processing loans. I don’t just evaluate financial documents, but am a financial educator, helping my clients to understand and navigate the borrowing process with confidence and responsibility. The most rewarding part of my career is seeing the joy on my borrowers' faces at closing, knowing that I helped make their homeownership dreams come true.

One aspect of my role that might surprise people is my role as a financial educator. I believe in going the extra mile to assist individuals needing guidance on budgeting, credit improvement, or better financial management. Every loan is unique, and I strive to help my clients make informed decisions.

Before joining Ruoff, I spent 11 years at a credit union, starting as a teller and progressing to a Member Service Representative. This experience laid the foundation for my understanding of financial services, which I now apply in the mortgage industry.

In my six years in the mortgage industry, I've specialized in various mortgage products, including Conventional, FHA, VA, USDA, and various down payment assistance programs. My goal is to make the homebuying or refinancing process as smooth as possible for my clients.

In my spare time, I enjoy the simple pleasures of life — spending time with family and friends, going fishing, and immersing myself in a good book. Coffee is my morning motivation, and I make time to volunteer throughout the year at various community organizations.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Kayla was amazing in every way! Very helpful and supportive over my 2 year journey to home ownership! She was always available to answer my numerous questions and help me navigate all aspects, including getting my credit where it needed to be I will be recommending her to anyone in need of a lender!

    Brooke L W.

    Kokomo, IN, December 20th, 2024 12:11 PM

  • Review 2

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    Kayla is always great to work with on my primary home and investment property's she always has the answers for any questions I have and is very quick to responding! would highly recommend her!

    Brandon L E.

    Kokomo, IN, November 14th, 2024 03:16 PM

  • Review 3

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    Kayla was always very quick to respond to my questions throughout the entire process. Thank you!

    Vincent H M.

    Burlington, IN, November 12th, 2024 08:19 PM

  • Review 4

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    She answered all my very many questions and wasn't perterbed by my autism at all. she deserves bonuses, a raise, and a promotion. You probably don't deserve her.

    Matthew M.

    Kokomo, IN, November 3rd, 2024 03:20 PM

  • Review 5

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    Kayla communicated effectivly every step of the way. Our buyer had a horrible lender that caused funding to be delayed. Kayla had managed to keep everything together and was persistent until the end. True colors show when people are pressure. Kayla showcased what a true professional she is. She will be the only lender I will continue using in the future!

    Aaron B.

    Cicero, IN, November 1st, 2024 11:49 AM

  • Review 6

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    Kayla is knowledgeable and easy to work with. I so appreciate her guidance and support during the home buying process!

    Sara A.

    Kokomo, IN, October 21st, 2024 11:31 AM

  • Review 7

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    The whole process was seamless. Both Kayla and Faith were amazing to work with. I couldn’t be happier with my experience

    William K.

    Kokomo, IN, October 21st, 2024 11:09 AM

  • Review 8

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    Kayla made sure to get me the best rate that was possible and she was very easy to communicate. She would also answer any question I have.

    Michael J L.

    Winamac, IN, October 17th, 2024 12:18 PM

  • Review 9

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    Kayla's level of service, expertise, and promptness are unmatched. 11/10 recommend!

    Kaylan H.

    Kokomo, IN, October 11th, 2024 11:26 AM

  • Review 10

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    Mrs. Hudson was so great to work with throughout the process. She always answered my calls and always had a great attitude.

    Austin H.

    Kokomo, IN, October 11th, 2024 11:38 AM

  • Review 11

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    Very smooth and fast experience. Kayla is excellent to work with.

    James T K.

    Kokomo, IN, October 3rd, 2024 11:11 AM

  • Review 12

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    Kayla did a great job keeping me In the loop on what is happening through the process, I felt secure!

    Ethan E.

    Kokomo, IN, September 25th, 2024 02:37 PM

  • Review 13

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    Kayla was so thorough and as first time home buyers we had a ton of questions, she answered all of them in a timely manner. We could not recommend her and thank her enough for everything!!!

    Layla K B.

    Kokomo, IN, September 16th, 2024 09:15 AM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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Call me at 765.271.2732 or message me below!

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