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Picture of Kate Cusack
Picture of Kate Cusack

Hi, I'm Kate!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Hi, I'm Kate!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Let me help you get pre-approved today!

As you start on life's most significant financial journey—buying a home—I understand the gravity of the decision you face. That's why I'm here to offer more than just mortgage services; I'm committed to providing unwavering support and guidance every step of the way.

With a keen focus on your needs, I'm dedicated to securing home financing solutions that not only fit your current circumstances but also ensure long-term affordability and value. Efficiency is key to homebuying, and I'll tirelessly work to expedite the loan process without compromising on thoroughness or quality.

Communication lies at the heart of my approach. By fostering open and transparent communication, I build enduring relationships with both clients and industry peers. As an Indiana native deeply rooted in "the region" for over a decade, I bring a local perspective and a wealth of experience.

Beyond the world of mortgages, I cherish moments spent with my loved ones—my husband and our fur-kids, Jake, Juno, and Jinx. Whether exploring new destinations, reveling in the great outdoors, delving into captivating reads, or crafting homemade breads and treats, I embrace life's simple pleasures.

Rest assured I will be your partner on your homeownership journey. I am dedicated, communicative, and committed to your financial well-being.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Kate was beyond knowledgeable and responsive to all our questions and concerns. Kate made us feel comfortable and at ease with this entire process! Thank you again Kate for all your assistance!

    Ryan G.

    Wheatfield, IN, February 4th, 2025 11:19 AM

  • Review 2

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    There was clear communication and it was easy to figure out what I needed.

    Lisa G.

    Wheatfield, IN, February 6th, 2025 09:06 AM

  • Review 3

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    Kate is fantastic. She offers clear communication and makes the process of buying a home so much less intimidating. This is our second home loan using Kate and we will forever use & recommend her!

    Robert M.

    Kouts, IN, January 21st, 2025 10:20 PM

  • Review 4

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    Kate was awesome and helped us through every step of this process. We would recommend her to anybody looking to purchase a home.

    Cameron M W.

    Kouts, IN, January 21st, 2025 11:13 AM

  • Review 5

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    Kate has made both of my home buying experiences excellent, and I wouldn't even consider using another Loan Officer. From the first time meeting Kate, she listened to and cared about my home-buying situation. She is honest and explains what every step will look like, she answered every question I had, she kept me on task during the whole process, and her communication is OUTSTANDING! I don't think I ever had to wait more than 30 minutes to hear back from Kate via phone call, text, or email when I reached out and needed something. She is simply the best in the business.

    Daniel M M.

    Cedar Lake, IN, January 20th, 2025 02:44 PM

  • Review 6

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    Kate was amazing thoughout our entire loan process. She made everything easy to understand and was so friendly and helpful with great communication and upbeat attitude.

    Bethany Ann Gloria W.

    Kouts, IN, January 20th, 2025 02:34 PM

  • Review 7

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    Always available and quick to respond about any questions or updates on the whole process.

    Logan B.

    CROWN POINT, IN, January 19th, 2025 03:06 PM

  • Review 8

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    Kate is the absolute best! Amazing communicator, friendly, patient, and always supportive!

    Amanda W.

    Roscommon, MI, January 2nd, 2025 06:52 PM

  • Review 9

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    Communication and process was a breeze !!

    Christopher B.

    Crown Point, IN, December 23rd, 2024 02:33 PM

  • Review 10

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    Kate stood out among all of the other people I was working with because she was always available for me when I needed her and when I told her what my goals were for my purchase she understood the task and got it done! I didn't have to "haggle" with her she just gave me a good deal right off the bat and no other lender could match her proposal. Also got me to closing 3 full weeks before my scheduled closing date! Kate is the very best! A consumate professional in every sense of the word!

    Atta T.

    Munster, IN, December 20th, 2024 11:21 AM

  • Review 11

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    Kate was fantastic. She went above and beyond all of my expectations. I will definitely be recommending her to everyone.

    Caleb T R.

    Crown Point, IN, December 20th, 2024 11:22 AM

  • Review 12

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    Kate was wonderful to work with and made the process seamless and stress free! She was wlways able to answer questuons and availbale every step of the way!

    blazaksm

    VALPARAISO, IN, December 18th, 2024 12:20 PM

  • Review 13

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    Kate was so great walking us through every step of the way. She went above and beyond and was the most helpful person that helped us through the whole process of buying our home. I will absolutely be referring her to everyone I know that is looking to get a loan.

    Kathleen M R.

    Crown Point, IN, December 17th, 2024 10:05 PM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 219.775.6645 or message me below!

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