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Picture of Julie Spangler
Picture of Julie Spangler

Hi, I'm Julie!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.20% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Julie!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.20% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Julie was excellent. She was quick and efficient. Things move very smoothly she communicated everything that was going on and everything I needed to do to keep things on track. I greatly appreciate Julie for her work

    Octavia F.

    Gary, IN, July 1st, 2024 11:27 AM

  • Review 2

    Source of Rating Icon

    Julio is awesome. She told me what information I needed to gather, kept me on track and helped me understand the whole process. She is an excellent representative for your company. She is a knowledgeable and thoughtful professional guiding me through a process i have seldomly encountered. I am lucky to have her help me through the process.

    Linda M B.

    Chesterton, IN, May 21st, 2024 09:52 PM

  • Review 3

    Source of Rating Icon

    Communication

    Rachael P.

    Hammond, IN, August 22nd, 2024 11:28 AM

  • Review 4

    Source of Rating Icon

    Julie was awesome through out the whole process !!! Would recommend her and Ruoff to everyone…. Thank you for making us so Happy !!

    John E L.

    MONTICELLO, IN, July 9th, 2024 09:03 AM

  • Review 5

    Source of Rating Icon

    The whole process was very smooth!

    Trina K.

    Crown Point, IN, July 22nd, 2024 11:09 AM

  • Review 6

    Source of Rating Icon

    Excellent service

    Bertha A M.

    Whiting, IN, August 1st, 2024 06:33 PM

  • Review 7

    Source of Rating Icon

    Julie was amazing and was very helpful every step of the way. We had lots of questions and she was always a text or call away with a quick response. Loved working with her!

    Aaron D R.

    Valparaiso, IN, May 5th, 2024 06:51 PM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 219.741.2564 or message me below!

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