I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
Hello! I'm not your average Mortgage Loan Officer. With 9 years of experience under my belt, I've come to understand that it's not just about mortgages; it's about people's lives and dreams. I genuinely care about my clients, and that's not just a tagline – it's the core of how I operate. I take the time to delve into your unique circumstances because I believe that each story is different and deserves a tailor-made solution. Whether you're stepping into homeownership for the first time or seeking to refinance, I'm here to guide you through the process with expertise and empathy.
My track record speaks for itself – I don't settle for anything less than excellence. Competitive rates are a given, but what truly sets me apart is my dedication to ensuring a smooth and transparent mortgage journey. Your trust is paramount, and I'm committed to being your reliable partner from start to finish. I'm not just about transactions; I'm about relationships. Let me earn your business, not just as a Mortgage Loan Officer, but as someone who's genuinely invested in your financial well-being and success. Together, let's make your homeownership dreams a reality.
From finding your perfect home to moving in, we've got you covered.
Need a lower monthly payment, or want to get cash out? Learn more about your options.
Get your house on the market, and look for your next home!
We had a bad experience with a different loan officer. We were recommended to Josh. He communicated very well through text and phone calls as well. Any questions he answered very quickly as well. He made the process of buying a house going from very stressful to a simple breeze!
Amelia M W.New Haven, IN, June 17th, 2024 11:07 AM
Communication Excellent!!! Speed and Accuracy Amazing!!! Professionalism In Every Aspect!!! Highly Recommend!!!
Douglas M M.Fort Wayne, IN, May 7th, 2024 05:24 AM
Everything was perfect Josh did an amazing job answering all our questions and keeping us updated with all the latest information and documents. There isn't anything I would change keep up the good work!
Dekeyser0108Huntington, IN, September 25th, 2023 11:20 AM
Working with Josh was a great experience! He answered all of my questions and made the process of getting into my first home quick and easy. I would highly recommend him to anyone looking to purchase a home.
Lucas P.Fort Wayne, IN, December 9th, 2024 08:05 PM
Josh helped take the entire home buying process easy and stress-free!
Aaron J W.New Haven, IN, December 6th, 2024 11:08 AM
The experience was nice. Everyone was very helpful. And going through everything was fast.
Adrian L.Bluffton, IN, December 5th, 2024 11:24 AM
Josh went above and beyond to make sure we had everything in order to close. He took the time to ensure that we understood everything in the process and answered all of our questions. He did an amazing job be accessible and available for a phone call or a text to discuss concerns or questions we had about the entire process. His expertise made buying a home feel relaxed and smooth which allowed us to enjoy the moment!
Natalie S.Freedom, IN, September 16th, 2024 05:11 PM
Josh was excellent in all aspects of the process. He truly cares and treated us like family. I would definitely recommend Ruoff and Josh in particular to my friends and family.
Ryan P.Freedom, IN, September 13th, 2024 11:28 PM
Great experience
Clinton M H.Fort Wayne, IN, August 8th, 2024 03:31 PM
Communication was great and all was very helpful
Marc D E.Fort Wayne, IN, March 24th, 2024 12:35 PM
I’m a first time home purchaser, and everything was explained very clearly to me
Cynthia W.Auburn, IN, March 18th, 2024 02:17 PM
Josh worked with us for years now always giving great advice and tips on how to find the home we wanted and could afford! He was very attentive and helped us so much with all our needs. Thankful for him!
Brook L S.Fort Wayne, IN, February 9th, 2024 06:39 PM
Josh is the G.O.A.T! He answered all my questions within minutes of texting him.
Brett L S.Fort Wayne, IN, February 5th, 2024 03:41 PM
Josh did a fantastic job keeping us informed on the loan process. Even after switching in and out of different houses/offers he was able to make everything a smooth transition until the very end. Definitely will recommend my friends, family and anyone else to use Josh and Ruoff!
Sarah N G.Columbia City, IN, January 1st, 2024 11:29 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.