Jenny Rutledge
VP | Branch Manager
NMLS: 724686 | KY: MC937950
The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.
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100%
Customer Satisfaction Score.
Awards
1
Years of helping homeowners like you.
Proudly serving Indiana, Kentucky
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A Bit About Me
Hello! I'm Jenny Rutledge, Vice President and Branch Manager at Ruoff Mortgage. With over 35 years in finance and nearly 20 years in mortgage lending, I help individuals and families buy their first home, build a forever home, invest in real estate, or refinance. I specialize in Conventional, FHA, VA, USDA, Jumbo, Construction, Renovation, and refinance loans. My approach is simple: listen first, educate throughout the process, and provide personalized guidance every step of the way. I enjoy building long-lasting relationships with my clients and serving my community while making homeownership personal and possible.
Awards & Achievements
Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.
My Latest Blogs
Title Insurance: Why You Need It and What It Covers for Crawfordsville Homebuyers
Sep 16, 2026
Buying a home in Crawfordsville is a big, exciting step. Between finding the right house, making an offer, and getting through inspections, there’s a lot to keep track of. One item that often flies under the radar until closing is title insurance. Understanding why you need title insurance and what it covers helps protect the investment you’re making in a Montgomery County home.
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Escrow Accounts Explained: Taxes and Insurance Made Simple for Crawfordsville Homeowners
Sep 9, 2026
Buying a home around Crawfordsville comes with a lot of new terms. One that trips people up more than almost any other is the escrow account. You see it on your closing documents and then again on every monthly statement, sitting right there next to principal and interest. If you’ve ever asked yourself what that extra amount is actually doing with your property taxes and homeowners insurance, you’re in good company. Plenty of Montgomery County homeowners have the same questions.
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Home Appraisal vs. Home Inspection: Key Differences for Crawfordsville Homebuyers
Sep 2, 2026
Buying a home in Crawfordsville is a big, exciting step, and I love helping local families through it with Ruoff Mortgage. One of the most common points of confusion I hear is around home appraisal vs. home inspection. These two evaluations happen around the same time in the process, they both involve someone walking through the property, and they both produce a written report. That’s where the similarities end. Understanding the key differences between a home appraisal and a home inspection helps you protect your investment, meet lender requirements, and avoid surprises after you move in.
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