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Picture of Jeff Hammel
Picture of Jeff Hammel

Hi, I'm Jeff!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

98.18% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Jeff!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

98.18% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Very easy to work with, great communication by all parties.

    Jerry M H.

    Dallas, GA, October 31st, 2023 12:10 PM

  • Review 2

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    We’re honest, explained the process well

    Sheryl A B.

    MUNCIE, IN, August 22nd, 2023 06:09 PM

  • Review 3

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    Jeff and Vanessa were very easy to work with! They were quick to respond, and were very knowledgeable about the process

    Kyle J K.

    Fort Wayne, IN, April 15th, 2025 11:05 AM

  • Review 4

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    the Communication was so great between everyon. really great job everyon.

    Nathan Trent N.

    Saint Paul, MN, April 1st, 2025 04:56 PM

  • Review 5

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    I am happy with my experience with everyone at Ruoff Mortgage Company. I just think this law firm in Atlanta, Georgia is unprofessional and incompetent that is responsible for making payments on my credit card accounts. Vanessa knows what is going on, and she's trying hard to help. Vanessa is a good asset for Ruoff, as is Theron, and all of the team that helped me with my 2023 mortgage with my son. I'm not proofing this, so my apologies for grammatical errors.

    Linda J P.

    Macon, GA, March 13th, 2025 11:10 AM

  • Review 6

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    Communication is the key and I think you as a whole did it really well

    William Troy S.

    Easley, SC, February 17th, 2025 01:59 PM

  • Review 7

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    Jeff were made aware of an issue and it was fixed right away. Thanks to them. I would recommend Ruoff.

    Jesse R. C.

    Martinsville, IN, January 30th, 2025 11:32 AM

  • Review 8

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    This loan was handled by two loan officers. Both Jeff and Mark were top notch and support teams for both were excellent.

    Stanley M W.

    Franklin, WI, January 27th, 2025 11:11 AM

  • Review 9

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    The team was quick to respond. They were knowledgeable. They were always keeping me informed on where we were at in the process. I highly recommend this team.

    Adam C.

    Shipshewana, IN, December 29th, 2024 12:35 PM

  • Review 10

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    5 Star Services

    Tammy N.

    North Ridgeville, OH, November 5th, 2024 04:14 PM

  • Review 11

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    Best mortgage company. Very attentive. Quick to respond. Honest and up front with everything.

    Deborah M.

    Stockton, CA, November 5th, 2024 12:34 PM

  • Review 12

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    Constant communication. Sometimes I didn't even ask the question, and Emma was giving me a heads-up on the next step. There were no surprises, no mysteries and no disappointments. The way it should be. Thanks, Ray LeBlanc

    Raymond A L.

    Washington, NH, October 14th, 2024 10:27 AM

  • Review 13

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    Efficient and courteous.

    Randall W H.

    Charleston, SC, September 28th, 2024 03:15 PM

  • Review 14

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    The communication was great and the process was very smooth and quick!

    Leonard W S.

    Fort Wayne, IN, July 8th, 2024 11:26 AM

  • Review 15

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    Everything ran smoothly, service was great, both Jeff and Jenna were very helpful throughout the entire process.

    Logan P S.

    MARION, OH, July 8th, 2024 11:05 AM

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Why should you choose Ruoff?

59

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 317.523.1887 or message me below!

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