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Picture of Ellen Vance
Picture of Ellen Vance

Hi, I'm Ellen!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.98% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Ellen!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.98% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

As a Senior Loan Officer at Ruoff Mortgage, I've been guiding clients through home purchases and refinancing since 2012. Over the course of my career, I've developed a straightforward, honest methodology that prioritizes client understanding and personalized financial solutions. My commitment goes beyond processing loans—I view each mortgage as a unique pathway to someone's dreams. By providing transparent guidance and genuine empathy, I help clients navigate the complexities of home financing with confidence. My team and I are dedicated to creating a seamless experience that empowers borrowers to make informed decisions about their financial future.

When I'm not helping clients, my world revolves around my three sons: my eldest son, who proudly served in the United States Marine Corps and is now preparing to attend the University of Kentucky; my middle son, who graduated from high school last year and is now working and coaching a middle school basketball team; and my youngest, a 2nd grader who is passionate about dinosaurs and aspires to become a paleontologist. In my rare moments of free time, I enjoy reading, listening to podcasts, and crocheting.

I would love to help you achieve your homeownership dreams and look forward to walking alongside you on your mortgage journey. Let's turn your homeownership dreams into reality.

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President's Club Member

President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023
President's club seal 2024

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Communication was timely, easy to understand and easy to follow for next steps.

    Natalie H.

    Fort Wayne, IN, October 1st, 2024 10:39 PM

  • Review 2

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    Communication was excellent. All questions were answered quickly and the process was smoother than expected.

    Carlos J C.

    Fort Wayne, IN, October 5th, 2024 11:09 AM

  • Review 3

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    What made my experience excellent was Ellen Vance. She is just so wonderful. This was my 1st experience buying a home. Ellen was very knowledgeable, she responded to any question or concerns I had very quickly. She was there for me no matter the time or day. U could just feel how genuine she was and that she really did care. I was very blessed to have her as my loan officer. If I know anyone buying a home, I will always suggest they choose Ellen, she is awesome, & just so sweet! My entire experience with Ruoff was excellent.

    Ashley P.

    MARION, IN, June 25th, 2024 01:03 PM

  • Review 4

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    Ellen and Pam walked me to the process and were easily accessible and friendly throughout. I received updates regularly and the process was effortless which was a great relief. Thank you both for all your help!

    Katelyn V.

    Fort Wayne, IN, December 20th, 2024 01:29 PM

  • Review 5

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    I highly recommend getting a mortgage with Ruoff Mortgage & Ellen Vance, as I’ve had the pleasure of working with them on several transactions. Their customer service is top-notch, always responsive and ready to offer personalized solutions for my clients. They streamline the process, making it efficient and hassle-free, which is a huge plus for anyone looking to get a mortgage. As a real estate agent, I trust them to deliver great rates and exceptional service every time. Thanks, Ellen!!!

    Brandon R F.

    Indian River, MI, November 18th, 2024 03:00 PM

  • Review 6

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    You can tell there's investment in attention to detail and technology

    Cody R A.

    Fort Wayne, IN, November 25th, 2024 08:30 PM

  • Review 7

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    Ellen was very friendly and knowledgeable. We had a unique situation and Ellen helped is navigate through the process. Would highly recommend Ellen!

    jenboylan80

    Fort Wayne, IN, November 24th, 2024 11:36 AM

  • Review 8

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    Very quick and.spot!!

    Rhonda F.

    Fort Wayne, IN, November 20th, 2024 05:14 PM

  • Review 9

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    Thank you really great

    Troy K Y.

    Fort Wayne, IN, November 15th, 2024 11:09 AM

  • Review 10

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    The team was patient and kind! Great communication!

    James S W.

    Huntington, IN, November 14th, 2024 07:29 PM

  • Review 11

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    easy process Fairly stress fee

    Jennifer L Q.

    Albion, IN, October 29th, 2024 01:47 PM

  • Review 12

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    Ellen was absolutely amazing to work with! We had such a great experience with Ruoff overall. Ellen was very quick to get back with us and kept us informed every step of the way. I would recommend her to anyone!

    Jessica C.

    Fort Wayne, IN, October 7th, 2024 11:51 AM

  • Review 13

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    Ellen was great start to finish! She was incredible when she helped me buy my home years ago and she was there again for all of my questions throughout the refinance questions! Loved working with Ellen.

    Julianna L.

    Fort Wayne, IN, August 27th, 2024 01:38 PM

  • Review 14

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    Helpful, friendly, knowledgeable and available through out the entire process. Thanks again Ellen!!

    esslinger_aaron

    Huntington, IN, August 19th, 2024 10:35 AM

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Why should you choose Ruoff?

64

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 260.760.6476 or message me below!

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