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Doug Carroll | NMLS: 173634 | OH: MLO.050196.000

Let me help you get pre-approved today!

I started in the mortgage business in 2001 and owned two smaller mortgage companies in Fort Wayne before making the best business decision of my life by joining Ruoff Mortgage in 2014. My family and I live in Southwest Fort Wayne, and I enjoy traveling and golf. I am also a passionate sports fan, following the Dallas Cowboys, the Chicago Cubs, and bleeding Blue and Gold for Notre Dame.

My customer service philosophy is to treat every customer as I would like to be treated and make the home buying experience as stress-free as possible. The purchase of a new home is a major life and financial decision. I strive to make this decision as easy as possible by being honest and trustworthy while offering multiple loan scenarios to make an educated choice. Frequent communication and professional advice are essential, and I gladly offer both to all clients.

Ruoff Mortgage is a locally owned company and has become the top lender in the Midwest. We offer a wide range of loan products to fit any situation, as well as in-house processing and underwriting teams. I will help you navigate the mortgage loan process so you can easily choose and close on the home loan that best fits your needs. Call me today if I can help you purchase your dream home or refinance your existing loan!

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President's Club Member

President's club seal 2016
President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023
President's club seal 2024

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    The communication was great! Clear and quick responses were truly appreciate. Doug is great to work with!

    Samantha Marie B.

    Decatur, IN, December 23rd, 2025 01:44 PM

  • Review 2

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    On time and ready from start to , unlike dealing with the sellers and their agent

    Mason M O.

    Columbia City, IN, December 23rd, 2025 11:12 AM

  • Review 3

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    Communication

    Jackson H.

    Huntington, IN, December 21st, 2025 11:02 AM

  • Review 4

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    Everything

    Kristy M.

    Hudson, IN, December 16th, 2025 11:04 AM

  • Review 5

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    I really appreciate the Ruoff team. Lorissa talked me through the app process start to finish and answered all my questions in a timely manner and called me anytime she sent along something new that needed completed to keep things flowing. Doug had also previously assisted my dad, who had good reports and thus referred me and it was a good choice. Doug walked me through my loan options and what might be recommended for my case, and talked me theough comparisons in other loan rates and assured me I was in good hands. Thanks, Doug!

    Joanna L N.

    Fort Wayne, IN, December 17th, 2025 08:46 AM

  • Review 6

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    Doug and Larissa informed me of every step and outcome. They were patient and quick to answer my questions and I genuinely felt cared for through the entire process. As a first time home buyer, I didn't know what to expect, but they were extremely helpful in demystifing the process and making me feel comfortable with the enormous decision and commitment I was about to make. Very happy with my experience and will absolutely recommend to others.

    Rachel B.

    Noblesville, IN, December 9th, 2025 03:27 PM

  • Review 7

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    Everything was amazing

    Jeremy W B.

    Marion, IN, November 20th, 2025 05:26 PM

  • Review 8

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    doug has helped us throughout the process of home buying and has great knowledge and expertise .

    Logan S.

    Fort Wayne, IN, October 21st, 2025 11:40 AM

  • Review 9

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    Very clear communication! It helped make the process go smoothly and stress free on our end .

    Elvedina S.

    Fort Wayne, IN, October 21st, 2025 02:30 PM

  • Review 10

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    We really appreciate it. All of Doug's hard work and expertise. We feel like Doug did an amazing job and was great to work with.

    Randy L W.

    Fort Wayne, IN, October 10th, 2025 11:06 AM

  • Review 11

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    Clear communication, friendly, easy to work with

    Ashton J G.

    FORT WAYNE, IN, September 30th, 2025 02:18 PM

  • Review 12

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    Everything was customer focused. I never felt like a number, regardless of the size of my loan. The attention to detail, the lightning fast approval, and the ability to think outside the box with urgency has made my mortgage process a joy. Doug Carroll ,Lorissa Watson, and their crew, provide an experience that none can match!!! Special shout out to Correy Stirratt for being the best realtor I've ever had as well!!

    Justin B H.

    Angola, IN, September 29th, 2025 12:04 PM

  • Review 13

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    The communication was excellent!

    Emily R K.

    Waterloo, IN, September 27th, 2025 11:19 AM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2024 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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