I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
I am dedicated to helping my clients successfully navigate the home buying process. Since no two applications are alike, I like to take the time to work with the applicant to find the loan product that will best suit their needs. I especially enjoy working with first time home buyers. I love taking the time to sit down with them and go over the mortgage process and to make sure that not only are their questions answered but that they are totally comfortable with the process. This helps to take a lot of stress out of the whole home buying experience.
When I am not doing mortgages I enjoy spending time with my family. We especially enjoy traveling and I have been to some interesting places over the last several years. In the past, I have enjoyed playing softball and when time allows I like to get in a round of golf, yet, spending an evening at home with the family playing a game or watching a movie is a great reward.
I joined Ruoff Mortgage in 2013 and I have had the best experience since doing so. My philosophies of giving every client great service and to make the home buying experience as stress-free as possible are made possible by the great colleagues that I am honored to work with.
I have dedicated myself to providing the best service possible and this can’t be done just working 9-5, Monday thru Friday. I keep my lines of communication open and always respond to every message, email or text as I believe that communication is one the most important aspects of my job! And because I believe the best experience comes from a face to face meeting, I make myself available to meet with clients in the evenings and weekends.
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Easy to deal with vary organized
Susan E B.Huntington, IN, June 30th, 2024 05:48 PM
Dave and the whole team (Ellen, Megan) went above and beyond to keep us informed and to keep our entire home-buying process moving smoothly. Dave even called to update us while he was on vacation! Everyone we worked with at Ruoff was kind, professional, and well-informed.
Jocelyn B.Fort Wayne, IN, July 5th, 2024 09:22 AM
Dave was wonderful
Kylie D.Fort Wayne, IN, July 12th, 2024 11:16 AM
Dave is very responsive and answers any and all questions throughout the process. Highly recommended!
Alexander J H.Fort Wayne, IN, October 31st, 2024 04:08 PM
Great communication
Glen D B.Huntington, IN, June 27th, 2024 04:53 PM
Dave was amazing. He picked up after another loan officer with a different company dropped the ball on my mortgage and we still closed a week early. He was responsive, explained everything, answered all my questions, and kept me in the loop through the whole process. I have nothing but good things to say about him and the great people at Ruoff!
Jalyn C G.Fort Wayne, IN, May 25th, 2024 03:18 PM
Very good communication!
Kolby E W.Fort Wayne, IN, May 7th, 2024 12:00 PM
Dave is the best. This is the 2nd time he has helped me get a mortgage. I wouldn't even consider working with anyone else.
Katherine L.Fort Wayne, IN, April 18th, 2024 11:06 AM
Dave Chmiel and Megan Browning kept me up to date with every step of the process and Dave was always available to speak on the phone when I had questions or unique situations to navigate. The "loan butler" was easy to understand and use, and there was minimal duplication of the process after my application was delayed for a few months due to the title company's probate concerns.
Robert L H.Fort Wayne, IN, February 3rd, 2024 11:38 AM
Everyone was well organized which made it easy through the whole process. Thanks!
Eileen M W.Fort Wayne, IN, December 27th, 2023 08:10 PM
Any time we had questions about the process of getting our loan, especially the on line parts. Our messages were always answered promptly and made it easy to get through it.
Randy L W.Fort Wayne, IN, December 27th, 2023 11:39 AM
Dave was great to work with!
Alyssa A H.Fort Wayne, IN, November 18th, 2023 08:15 PM
The loan application portal was very useful and made the process less stressful. Dave was very helpful and answered all of my questions.
Alexander J H.Fort Wayne, IN, September 12th, 2023 02:07 PM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
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**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.