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Picture of Dan Nicholas
Picture of Dan Nicholas

Hi, I'm Dan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.69% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Dan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.69% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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President's Club Member

President's club seal 2016
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • Dan and our realtor worked really closely with us and kept us updated every step of the way. Prior to closing, Dan took the time to review each of the documents and allow opportunity to answer questions. My husband and I were first-time buyers later in life so all of this was new to us it meant so much to have all of our questions answered so that we understood the process fully. Last but not least Dan made himself available and came to our closing, this really sealed the deal and confirm that we had made the right choice for financial decision.

    Lynette T, happy client
  • Dan is very knowledgeable in directing people how to get themselves in the best possible position to get and maximize their loan. He worked diligently and asked tons of questions to help put us in the position to get our loan quickly! He is truly an asset to Ruoff!

    Albert M, happy client
  • We have worked with Dan in the past. He is friendly but most importantly he is professional and knowledgeable. He kept us informed at all times.

    Robert K, happy client
  • Dan provided excellent customer service and promptly answered all the questions. Smooth transaction from start to finish.

    Asif T, happy client
  • Dan Nicholas was able to answer all of my questions and was quick to respond. His communication was friendly and made it seamless for me. I had some issues to work through and Dan was patient and picked up where we left off and moved through the process quickly.

    Denton M, happy client
  • Dan was very personal and on more than one occasion went out of his way working even in the evening. If I needed anything he took care of it. I truly can not say enough good things about him. It was a painless and organized process. Great job.

    Jason W, happy client
  • Dan was on top of everything and very responsive. We couldn't be happier with how smoothly everything went. I would recommend him to anyone looking for home financing.

    Kendall L, happy client
  • Dan really knows what he is doing. I had an issue that I needed to be resolved and had no idea what to do, so I called Dan and he helped me come up with a solution that worked out really well for me. I am really thankful that Dan was there when I needed help.

    David I, happy client
  • Everything went off without a hitch. Dan was great and always responsive.

    Ethan B, happy client
  • Dan was so so helpful! Always quick to respond and went out of his way to help us feel more comfortable about the home buying process. He took extra time to help our closing process work as smoothly as possible. There was also a huge change in my situation with a totaled car a week before we closed, and Dan still made it a priority for us to close on time. Truly so awesome to work with him!

    Madelyn H, happy client
  • The promptness was amazing. Dan and everyone involved did an incredible job.

    Martin L, happy client
  • We appreciate Dan Nicholas for everything he did for us! We told him the goals we were trying to accomplish and he worked hard at helping our dream become a reality. Always a pleasure working with him!

    Albert M, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 317.414.0470 or message me below!

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