High Contrast:
Get Started
Picture of Dan Nicholas
Picture of Dan Nicholas

Hi, I'm Dan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.28% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Dan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.28% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

President's Club Member

President's club seal 2016
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    This has been a wonderful experience. I contacted Dan on a Sunday evening and asked him for help securing a new home home. He responded immediately and provided exceptional options. He truly works with and for the clients which is hard to find. Thank you Dan. You are a tier above the rest.

    Efrem M.

    Camby, IN, April 14th, 2024 11:26 AM

  • Review 2

    Source of Rating Icon

    Excellent experience frim start to closing.

    Leopoldo Augusto P.

    Indianapolis, IN, October 20th, 2024 04:51 AM

  • Review 3

    Source of Rating Icon

    Efficiency! I work a lot, and everything was smooth and accessible the whole way through. Extremely surprised how easy the process was!

    Steven S B.

    Indianapolis, IN, October 11th, 2024 11:03 AM

  • Review 4

    Source of Rating Icon

    Answering questions promptly and phone calls anytime I called, except at night or after hours of course. Staff was always ready to answer any questions quickly and was very knowledgeable. Pleasure to work with.

    Floyd L F.

    Brownsburg, IN, July 25th, 2024 11:06 AM

  • Review 5

    Source of Rating Icon

    Dan and his asst Brittany were very patient and understanding with building my credit. They're the best 👍🏽

    Bennie L. H.

    Indianapolis, IN, October 9th, 2024 02:10 PM

  • Review 6

    Source of Rating Icon

    Our loan officer Dan is absolutely amazing at what he does and is great to work with. He’s not only helped me with the process of buying one home but two! Both times working with Dan he has made it a priority to answer any questions that I may have at any time I got ahold of him. Couldn’t have done it without him!

    Reed E C.

    New Palestine, IN, September 26th, 2024 06:27 PM

  • Review 7

    Source of Rating Icon

    Dan was wonderful to work with. Very informative, quick to respond

    Kayla B E.

    Shelbyville, IN, September 24th, 2024 11:03 AM

  • Review 8

    Source of Rating Icon

    Our experience was extremely easy. We received quick responses and helpful information. It never felt like we were put on a back burner and everything was smooth all the way through closing. Highly recommend Dan to anyone looking for a mortgage!

    Cassandra A H.

    Camby, IN, August 29th, 2024 11:10 AM

  • Review 9

    Source of Rating Icon

    My mortgage broker was knowledgeable about loan options, honest, professional & friendly. This is the second time that I’ve used Ruoff’s mortgage services & that is mainly due to the honesty & integrity of broker Dan N. The ease of online document signing is a big plus too!

    Amy J V.

    Martinsville, IN, July 29th, 2024 01:44 PM

  • Review 10

    Source of Rating Icon

    Dan work extremely hard to get my loan approved. We had a few hurdles to overcome but he helped me through those and work hard to get me to the closing table. I loved working with him and can not say enough good things about him and his team! They all did an awesome job!

    Debra Lynn R.

    INDIANAPOLIS, IN, July 31st, 2024 11:18 AM

  • Review 11

    Source of Rating Icon

    Dan was incredibly helpful and made the process super easy. This was my first time buying a house and he explained everything super well and made me feel comfortable every step of the way. And I was able to get a competitive rate! Thanks Dan!

    Lucas D M.

    Indianapolis, IN, August 26th, 2024 11:57 AM

  • Review 12

    Source of Rating Icon

    Dan's communication was amazing from the beginning and we really appreciated how easy the online submittal process was.

    Jamie E H.

    Danville, IN, August 26th, 2024 12:05 PM

  • Review 13

    Source of Rating Icon

    Dan was awesome and always kept us updated and in the know.

    William C H.

    Camby, IN, August 27th, 2024 06:33 AM

  • Review 14

    Source of Rating Icon

    Loved the status emails. Thanks Dan!

    Bradley T H.

    Danville, IN, August 29th, 2024 11:08 AM

See More

Why should you choose Ruoff?

66

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 317.414.0470 or message me below!

Download our !