Chris Beal
Senior Loan Officer
NMLS: 514071 | OH: MLO-OH.514071
The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.
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98.37%
Customer Satisfaction Score.

Awards
Proudly serving Ohio
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A Bit About Me
At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way. As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.
Awards & Achievements

Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.
My Latest Blogs
5 Myths About Getting a Mortgage When You're Self-Employed
Nov 2, 2026
Most self-employed borrowers who get denied for a mortgage walk away believing one of two things: they don't earn enough, or they need a bigger down payment. Usually neither is true. The real problem is how their income is documented, and that is fixable.
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Your Credit Score Isn't Disqualifying You — But One Number Might Be
Oct 26, 2026
6 min read
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Two years after Chapter 7, you have more than one door.
Oct 19, 2026
Two years after Chapter 7, you have more than one door. Here’s how to pick the right one.
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Experience the Ruoff Advantage
At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*



