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Picture of Chelsea Lentes
Picture of Chelsea Lentes

Hi, I'm Chelsea!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.71% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Chelsea!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.71% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Chelsea Lentes | NMLS: 1481193

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Seamless transition across all departments!

    Amber L.

    Terre Haute, IN, January 1st, 2024 02:30 AM

  • Review 2

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    Chelsea came highly recommend, and she was wonderful since the beginning of the process. Answering every question promptly and in details. She was thorough in her response and was very intentional about taking time to sit and walk us through the process until the very end.

    Timothy G.

    Terre Haute, IN, October 19th, 2025 01:29 PM

  • Review 3

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    Answered all my questions and returned messages quickly.

    Kayla G.

    Terre Haute, IN, October 16th, 2025 11:17 AM

  • Review 4

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    Chelsea was great to work with during the homebuying process. All my questions were answered and I was kept well informed throughout. As a first time home buyer, I would highly recommend working with Chelsea.

    Fernando B.

    Terre Haute, IN, October 13th, 2025 12:56 PM

  • Review 5

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    Chelsea was amazing throughout the entire process. She kept us updated during everything and communicated expectations for completion dates and made us aware of hiccups when they arose. Chelsea was amazing to work with.

    Jason R I.

    Terre Haute, IN, October 12th, 2025 01:50 PM

  • Review 6

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    Chelsea was available any time we had questions. She was always incredibly helpful and knowledgeable, and made the whole experience of buying our dream home easy!

    Heather B.

    Jasonville, IN, September 20th, 2025 08:55 PM

  • Review 7

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    Replying almost immediately everytime we frequently asked questions. When our questions were answered , they were answered very clearly!

    Tommy L T.

    Sullivan, IN, August 23rd, 2025 12:38 AM

  • Review 8

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    Good overall

    Sylvia A B.

    Terre Haute, IN, July 30th, 2025 08:26 PM

  • Review 9

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    no stress on us and everything was walked through where we could understand it!

    Kris T W.

    Terre Haute, IN, July 6th, 2025 12:20 PM

  • Review 10

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    Everything was as expected

    Adam I D.

    Vincennes, IN, June 25th, 2025 04:22 PM

  • Review 11

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    I want to say all around everyone involved helping me get my First ever home was AMAZING.!!! Chelsea went above and beyond everyday to get things squared away and answered all my silly questions with no hesitation or judgement. I can't thank her enough for everything.!!! I love my new home 🏠

    Sierra L L.

    Sullivan, IN, June 13th, 2025 11:10 AM

  • Review 12

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    Chelsea made things super easy!

    Kaleb W.

    Terre Haute, IN, June 2nd, 2025 01:10 PM

  • Review 13

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    it was all very quick and smooth, everyone did great and were now moved in and enjoying our home. I can't thank and reccomend everyone at Ruoff enough !

    Wyatt A N.

    Dugger, IN, May 29th, 2025 11:15 AM

  • Review 14

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    Chelsea was great! Made the entire process super simple and less stressfull as a first time home buyer and owner!

    Cayman M H.

    TERRE HAUTE, IN, March 24th, 2025 09:30 AM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2024 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 812.917.1986 or message me below!

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