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Picture of Cathe Music
Picture of Cathe Music

Hi, I'm Cathe!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.70% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Cathe!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.70% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I have worked in the real estate and housing business since 1985. My goal has always been to put the buyers that I work with into the right home that makes their individual ownership dream a reality. My partnership with Ruoff Mortgage has allowed me to keep doing just that.

There are many mortgage options available to buyers, or current homeowners, and the process can be very confusing without proper guidance. Available programs are changing all the time and you need someone who can narrow it down to what works for you and your circumstances. I will help make the process quick and uncomplicated for you and get you the mortgage product that is the best fit for your situation!

I realize that business hours are not real life hours! I am available to you at any time--your schedule is my schedule. You can reach me after hours and weekends by contacting me on my cell phone or by email. You can also contact me through the website and apply online at any time. You can be assured your information is secure and will come directly to me.

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President's Club Member

President's club seal 2018
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Cathe is amazing, it didn’t matter what time it was or what day of the week and she would answer a call or text!

    Ben M.

    Fort Wayne, IN, June 18th, 2024 03:39 PM

  • Review 2

    Source of Rating Icon

    Cathe was wonderful, I have a tendency panic in situations like this. She was very good at walking through the parts that I worried on and made me feel very safe and grounded during the entire process. This is my second time working with Cathe, The second time around she was absolutely amazing and made the entire process personable. Great Job Cathe!! and thank for all the help on my dream home.

    Sean Michael C.

    Fort Wayne, IN, April 29th, 2024 10:11 PM

  • Review 3

    Source of Rating Icon

    Cathe was excellent to work with!

    Kyle T J.

    Fort Wayne, IN, November 10th, 2024 12:07 AM

  • Review 4

    Source of Rating Icon

    The process was convient and easy with being online with electronic signing.

    Sarah J.

    Fort Wayne, IN, November 4th, 2024 11:20 AM

  • Review 5

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    Cathe was amazing! Excellent communication throughout the process. I would highly recommend her to anyone.

    Cari M.

    Avilla, IN, October 11th, 2024 11:51 AM

  • Review 6

    Source of Rating Icon

    Excellent communication from Cathe. She answered all emails and calls in a very timely manner. The communication between her and my real estate agent was excellent as well.

    Zachary T S.

    Garrett, IN, October 10th, 2024 11:04 AM

  • Review 7

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    Cathe went above and beyond , couldn’t have asked for better service! Will be recommending to friends and family.

    Nicholas J F.

    Auburn, IN, October 7th, 2024 05:58 PM

  • Review 8

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    Cathe was very transparent and helped us with the process from day 1. She was wonderful to work with!

    Bryce A S.

    Garrett, IN, September 23rd, 2024 10:31 AM

  • Review 9

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    Cathe Music is a true professional at her job. Very curious and knowledgeable. Very easy to reach with any questions or concerns. Will HIGHLY recommend

    Steven B.

    Fort Wayne, IN, September 17th, 2024 12:25 PM

  • Review 10

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    Great advice and service, I had no score and in a matter of few months we qualified for a conventional mortgage. Thanks Cathe for all your help and being patient with me and always quick with the answers I needed. Great team to work,thanks to all involved!!

    Craig A B.

    Auburn, IN, September 13th, 2024 11:55 AM

  • Review 11

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    Everyone was very attentive! I had lots of questions and everyone was happy to listen and answer all of them. We would absolutely refer others to Cathe and her team.

    Jeffrey D.

    Ossian, IN, September 9th, 2024 11:17 AM

  • Review 12

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    You were able to get something fixed so we could close.

    Summer B S.

    Fort Wayne, IN, September 2nd, 2024 09:36 AM

  • Review 13

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    Even though she was going through a family health situation, everything was always taken care of and on time. I had no surprises and was able to reach her when needed. 10/10!

    Ross Michael H.

    Fort Wayne, IN, September 1st, 2024 05:03 PM

  • Review 14

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    Cathe treated me like a friend I've known for years. We clicked well, she's very personable, and made this entire process so easy! Thank you, Cathe! ♡

    Lindsay H.

    Lagrange, IN, August 26th, 2024 11:09 AM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 260.438.6707 or message me below!

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