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Picture of Beth Garrett
Picture of Beth Garrett

Hi, I'm Beth!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.56% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Beth!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.56% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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President's Club Member

President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Beth was absolutely wonderful to work with! My husband and I were first time home buyers so we had a lot of questions. She didn't make me feel dumb for not knowing anything and she was truly there to make this the best experience possible! Anytime I needed anything no matter what time or day she always was quick to respond! I would absolutely recommend Beth at Ruoff!!

    Dakota D W.

    Brookston, IN, May 17th, 2023 09:33 PM

  • Review 2

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    Beth was always very responsive and attentive to all our questions and concerns

    Noah E C.

    Attica, IN, August 13th, 2023 01:52 PM

  • Review 3

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    Beth was amazing and so helpful through the process. She made it super easy and if I had questions she was available thru email or phone to get the questions answered. I would recommend her to anyone I come across every time.

    Michael Richard M.

    MONTICELLO, IN, September 18th, 2023 11:52 PM

  • Review 4

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    We met Beth in 2017 while purchasing our new home through another mortgage company, which was not very responsive to our needs and made the process a mess. Beth took over our purchase, and we closed almost two weeks later. We recently completed a refinance of our home, and her service was excellent. Beth is the best, and I will not purchase or refinance again without her or Ruoff.

    Richard G B.

    Frankfort, IN, November 11th, 2024 01:38 PM

  • Review 5

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    We loved how fast and organized the services were through the online application.

    Nathan D.

    Frankfort, IN, November 4th, 2024 11:16 AM

  • Review 6

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    Communication, rentun messages and calls in a timely manner. always gave me options and walk me through things i was unfamiliar with. Beth is the best loan officer ever!!!

    Joseph C.

    Forest, IN, November 3rd, 2024 03:04 PM

  • Review 7

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    Beth was very helpful to me. I am a first time homebuyer and she was very patient and extremely knowledgeable.

    Eric S.

    Lafayette, IN, October 20th, 2024 12:54 PM

  • Review 8

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    Beth was very knowledgeable and really helped us understand everything about the loan process. She was also very friendly and quick to respond with any questions we had.

    Austin G.

    Indianapolis, IN, October 16th, 2024 11:19 PM

  • Review 9

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    Everything went very smoothly and was completed early for closing. Beth did a wonderful job!!!

    Jean N W.

    West Lafayette, IN, October 14th, 2024 12:04 PM

  • Review 10

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    We have done business with Beth Garrett for the last 3 homes we have bought. She is professional and a wonderful person. We were glad to have worked with her once again to finally get our dream home.

    Mathew M.

    WEST LAFAYETTE, IN, October 10th, 2024 11:06 AM

  • Review 11

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    Customer service

    Brandan M.

    Lafayette, IN, October 9th, 2024 03:11 PM

  • Review 12

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    Great communication, knowledgeable, and timely!

    Emilee M.

    Lafayette, IN, October 4th, 2024 08:27 PM

  • Review 13

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    Beth was amazing from start to finish. She answered our questions without making us feel dumb, she was quick and very knowledgeable. Compared to our last home buying experience, working with Beth was the difference between night and day. I will for sure be recommending her to anyone looking into buying a new home. Thank you Beth for EVERYTHING!

    Kenneth M.

    Lafayette, IN, October 3rd, 2024 11:55 AM

  • Review 14

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    Beth was amazing, she was super easy to communicate with and always responded as quickly as she could, she was super helpful throughout the whole process.

    Macy W.

    Frankfort, IN, September 23rd, 2024 02:34 PM

  • Review 15

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    Beth’s attention to detail, knowledge of the process, and friendliness were apparent as she walked me through my first home buying experience. The process couldn’t have been easier. Very glad I went with Beth.

    Henry W H.

    Stockwell, IN, August 22nd, 2024 11:24 AM

  • Review 16

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    Process was much faster than expected

    Clayton C.

    Rossville, IN, August 15th, 2024 07:14 PM

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Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 765.427.7213 or message me below!

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