Ruoff Mortgage Logo

AJ Hodge

Senior Loan Officer

NMLS: 1045145 | OH: MLO.042794.000

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

Read full bio
Background Image with a decorative green wall inside a house, a couch, and two plants on each side of the couch.
AJ

98.71%

Customer Satisfaction Score.

Scotsman Guide AwardRuoff Experience Award Winner Award

Awards

Proudly serving Florida, Indiana, Ohio

Meet our happy homeowners***

View All Testimonials

Review 1

Amanda Renae D.

Cincinnati, OH, Oct 30, 2026, 3:46 PM

5.0

AJ went above and beyond. Not onky woth the fibancial aspect, but reassurance its all okay. Held my hand when i wasnt sure if anything, made this process of new adventjres and uncertainty make sence and the process had challenges as all do, but he magically handled then and we had nothing to worry about. He always covered my blind side as a new buyer and worked 24/7 to answer our questions. Making us seem as if we myst be his only clients. His email and text or call communication was perfection. i couldnt have asked for better, i got the best. we will never do business without him. Thank You, is not nearly enough . Hes selling tomorrows, and we got to tomorrow, every single time. And now we have have KEYS!🔑 I am beyond grateful, he was there to Walk us through buying our forever and first home. he is perfect at his job, and i mean flawless. Thank you for evey text, call, worry, all of it wasnt an issue after he explained it. He made this possible and gave us a life we use to talk about. He gave me a chance to have my son back, he gave me time. I couldn't have done this without his care and kindness and patience. Thank you for being the best and seeing us to closing.

Review 2

Cody T W.

Cincinnati, OH, Jun 30, 2026, 12:40 AM

5.0

From start to finish it was a smooth and easy experience! Our loan officer was very responsive and helped thoroughly explain the processes. As a first time home buyer he made us feel very comfortable in our decision. He recommended great realtors, home owner insurance company's and even a great home security deal. The loan process was easy and extremely quick! Couldn't recommend Ruoff or AJ enough!!

Review 3

Collin K.

West Carrollton, OH, Oct 7, 2025, 3:08 PM

5.0

Very quick through the whole process and explained every step of the process clearly and in a easily understood manner. Even answered questions I had outside of normal business hours going above and beyond.

Review 4

Amber F.

Cincinnati, OH, Jun 15, 2024, 1:42 PM

5.0

The communication was nothing short of FANTASTIC! AJ walked me through the process every step of the way and explained everything in a way that I could understand being a first time home owner. The website was easy to navigate and super simple. Overall GREAT experience!

Review 5

Sean D.

Mccordsville, IN, Aug 6, 2025, 1:09 AM

5.0

AJ was always available when i had questions. He also kept us up to date with the process while also working closly with everyone else (sellers, our realtor, the title company) to make sure everything was done in a timely manner.

Review 6

Michaela B.

Mccordsville, IN, Aug 5, 2025, 10:21 PM

5.0

AJ was very knowledgeable and accessible throughout the process. He never hesitated to reply or share updates and explain things more thoroughly when needed.

Review 7

Allen D.

Cincinnati, OH, May 28, 2024, 3:04 PM

5.0

AJ was always available for any question I had during the whole process from loan application to closing. He utilized his connections to get me home owners insurance quotes from multiple different companies. AJ was fast and reliable.

Review 1

Amanda Renae D.

Cincinnati, OH, Oct 30, 2026, 3:46 PM

5.0

AJ went above and beyond. Not onky woth the fibancial aspect, but reassurance its all okay. Held my hand when i wasnt sure if anything, made this process of new adventjres and uncertainty make sence and the process had challenges as all do, but he magically handled then and we had nothing to worry about. He always covered my blind side as a new buyer and worked 24/7 to answer our questions. Making us seem as if we myst be his only clients. His email and text or call communication was perfection. i couldnt have asked for better, i got the best. we will never do business without him. Thank You, is not nearly enough . Hes selling tomorrows, and we got to tomorrow, every single time. And now we have have KEYS!🔑 I am beyond grateful, he was there to Walk us through buying our forever and first home. he is perfect at his job, and i mean flawless. Thank you for evey text, call, worry, all of it wasnt an issue after he explained it. He made this possible and gave us a life we use to talk about. He gave me a chance to have my son back, he gave me time. I couldn't have done this without his care and kindness and patience. Thank you for being the best and seeing us to closing.

Review 2

Cody T W.

Cincinnati, OH, Jun 30, 2026, 12:40 AM

5.0

From start to finish it was a smooth and easy experience! Our loan officer was very responsive and helped thoroughly explain the processes. As a first time home buyer he made us feel very comfortable in our decision. He recommended great realtors, home owner insurance company's and even a great home security deal. The loan process was easy and extremely quick! Couldn't recommend Ruoff or AJ enough!!

Review 3

Collin K.

West Carrollton, OH, Oct 7, 2025, 3:08 PM

5.0

Very quick through the whole process and explained every step of the process clearly and in a easily understood manner. Even answered questions I had outside of normal business hours going above and beyond.

Review 4

Amber F.

Cincinnati, OH, Jun 15, 2024, 1:42 PM

5.0

The communication was nothing short of FANTASTIC! AJ walked me through the process every step of the way and explained everything in a way that I could understand being a first time home owner. The website was easy to navigate and super simple. Overall GREAT experience!

Review 5

Sean D.

Mccordsville, IN, Aug 6, 2025, 1:09 AM

5.0

AJ was always available when i had questions. He also kept us up to date with the process while also working closly with everyone else (sellers, our realtor, the title company) to make sure everything was done in a timely manner.

Review 6

Michaela B.

Mccordsville, IN, Aug 5, 2025, 10:21 PM

5.0

AJ was very knowledgeable and accessible throughout the process. He never hesitated to reply or share updates and explain things more thoroughly when needed.

Review 7

Allen D.

Cincinnati, OH, May 28, 2024, 3:04 PM

5.0

AJ was always available for any question I had during the whole process from loan application to closing. He utilized his connections to get me home owners insurance quotes from multiple different companies. AJ was fast and reliable.

Review 8

Lyndon D.

Cincinnati, OH, Aug 8, 2026, 3:42 PM

5.0

AJ was the best part of purchasing our home. If it were not for him I am not sure this process would have been completed in a timely manner. He communicated well and continued to updatee to the process.

Review 9

James Dennis D.

Cincinnati, OH, Oct 30, 2026, 3:27 PM

5.0

AJ's communication was great we couldn't have asked for anyone better through this process

Review 10

Skyelar Brea S.

Fairborn, OH, Oct 23, 2026, 4:05 PM

5.0

AJ was vwry quick to reapond and answer any questions. He was geeat to work with!

Review 11

Lauren A O.

WILLIAMSBURG, OH, Oct 5, 2026, 9:02 PM

5.0

AJ Hodge is wonderful! We've worked with him multiple times. He's always responsive and makes sure we are informed every step of the way. We look forward to continuing to work with AJ.

Review 12

Garry Allen F.

Fairfield Twp, OH, Jul 9, 2026, 4:42 PM

5.0

very professional and personable. Communication was top notch. made the entire process smooth. Thank you AJ.

Review 13

Linda Jean F.

Fairfield Twp, OH, Jul 5, 2026, 5:19 PM

5.0

AJ was very knowledgeable and helpful throughout the entire process

Review 14

Dustin D.

Kettering, OH, May 31, 2026, 7:08 PM

5.0

AJ had no curveballs thrown at us, was very kind and easy to talk too. AJ took the time to explain what things meant, paused and asked if we had additional questions.

Review 8

Lyndon D.

Cincinnati, OH, Aug 8, 2026, 3:42 PM

5.0

AJ was the best part of purchasing our home. If it were not for him I am not sure this process would have been completed in a timely manner. He communicated well and continued to updatee to the process.

Review 9

James Dennis D.

Cincinnati, OH, Oct 30, 2026, 3:27 PM

5.0

AJ's communication was great we couldn't have asked for anyone better through this process

Review 10

Skyelar Brea S.

Fairborn, OH, Oct 23, 2026, 4:05 PM

5.0

AJ was vwry quick to reapond and answer any questions. He was geeat to work with!

Review 11

Lauren A O.

WILLIAMSBURG, OH, Oct 5, 2026, 9:02 PM

5.0

AJ Hodge is wonderful! We've worked with him multiple times. He's always responsive and makes sure we are informed every step of the way. We look forward to continuing to work with AJ.

Review 12

Garry Allen F.

Fairfield Twp, OH, Jul 9, 2026, 4:42 PM

5.0

very professional and personable. Communication was top notch. made the entire process smooth. Thank you AJ.

Review 13

Linda Jean F.

Fairfield Twp, OH, Jul 5, 2026, 5:19 PM

5.0

AJ was very knowledgeable and helpful throughout the entire process

Review 14

Dustin D.

Kettering, OH, May 31, 2026, 7:08 PM

5.0

AJ had no curveballs thrown at us, was very kind and easy to talk too. AJ took the time to explain what things meant, paused and asked if we had additional questions.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment†

$1,663.00

Principal & Interest

$1,663.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$1,663.00

Apply Now
AJ Hodge

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way. As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Ruoff Customer Experience Award Award

Ruoff Customer Experience Award

Recognizes Ruoff loan officers who consistently create memorable experiences, demonstrated through outstanding customer satisfaction scores and feedback from their clients.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Florida, Indiana, Ohio

AJ Hodge

Senior Loan Officer

NMLS: 1045145

OH: MLO.042794.000

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******†††‡Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.