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I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
I started in the mortgage industry over 25 years ago as a loan originator for 1st Source Bank. About 10 years ago I transitioned to Ruoff Mortgage as a Senior Loan Officer and am now the Niles MI Branch Manager.
I have a fantastic team at Ruoff that enables me to give clients the best experience possible. I am well known for offering customers straight talk and sound advice. I take pride in finding the right mortgage that fits each and every one of my customers' needs. We offer FHA, VA, USDA, and Conventional loans.
My family and I live in Southwestern Michigan. I primarily serve clients in Niles, Edwardsburg, Cassopolis, and the surrounding area. However, I am also licensed in Indiana, Illinois, Texas, Tennessee, and Florida.
It is a pleasure working with great realtors and customers that have become lifelong friends. I look forward to meeting you and helping with all of your mortgage needs. Either I or my Junior Loan Officer Ryan Rogers will be reaching out to you when you submit an application today!
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From finding your perfect home to moving in, we've got you covered.
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Communication was great! From being very knowledgeable on how we can get the best rates etc to keeping us informed well on what documents they needed for closing. we're so kind and helpful!
Hannah D M.NILES, MI, April 25th, 2025 12:26 PM
Ryan and your team are fantastic to work with! I greatly appreciate all the help and hard work they did to ensure I had an easy process. I have already recommended you to my friends for future loan needs.
Keepher M L.South Bend, IN, April 15th, 2025 11:04 AM
Clear comm. Docs presented in a timely manner, Ron's very welcoming personality, (brutal) honesty, etc I can go on & on, but either you are all good, or I'm very lucky to have gotten Ron Rogers
Robert M.South Bend, IN, April 21st, 2025 09:10 PM
As we are first time home buyer's, Rouff made it the process simple and easy to understand. They made sure we were up to date and had everything we needed before the process began.
Jordan L H.SOUTH BEND, IN, April 18th, 2025 11:17 AM
It was nice to have everything clearly explained since this is our first house and don't have a lot of knowledge about the process. Ron was also very nice and made sure we understood everything we would need and even made recommendations.
Kaiytlynn L.SOUTH BEND, IN, April 18th, 2025 11:04 AM
The swift responses and general information that was being taught along the way really make using ruoff and no brainer
Kyle D K.Niles, MI, March 25th, 2025 11:14 AM
Communication and service were top
Brandon D S.Cassopolis, MI, March 23rd, 2025 07:33 AM
Attention to detail and willingness to go the extra mile
Eric E F.Edwardsburg, MI, March 20th, 2025 12:33 PM
Always keeping me informed on what was going on . Always listening to my questions and my concerns . Couldn't of asked for anything better to help us through our home buying You guys were veey helpful and understanding thank you so much
Stephanie M H.Houghton Lake, MI, March 18th, 2025 11:06 AM
Above and beyond call of duty. We had multiple snags that came up. Ron and his team handled them all with ease. I'm very happy with the whole experience.
Mitchell G M.Edwardsburg, MI, February 23rd, 2025 03:17 PM
Ron was excent and karen was so friendly and quick to respond
Peter D.South Bend, IN, February 18th, 2025 01:07 PM
Very efficient, quick to respond, and helpful
Steven A B.SOUTH BEND, IN, January 17th, 2025 03:46 PM
Staff was very knowledgeable and heiped us every step of the way and gave us the answers that we were looking for treated us as family. Would highly recommend to all..Would highly recommend to first time home buyers. We had a great experience with the Niles office as this was the second time we used the Niles Michigan office.
Richard E H.South Bend, IN, December 31st, 2024 09:59 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.