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I have spent almost 20 years in the mortgage industry specializing in FHA, VA, USDA, Conventional and Construction Loans. During those years I have worked hard to maintain a strong commitment to excellence, building a reputation of offering knowledgeable and honest service to my clients. I work on a referral basis from satisfied clients and am always willing to go above and beyond the norm just to make sure my clients are satisfied.
I like to educate my clients through the entire loan process, so they know exactly what is going on from beginning to end. I am all about helping others obtain their financial goals and dreams. I focus on making every client a Customer for life.
Call today for a free personalized quote!
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Kim went over and beyond for us. She respond within minutes when we would send her a message and always kept us in the loop, even when our home was months from being finished. Kim treated us as if we were her own family and was always there to reassure us through this difficult process. Kim kept us informed and we are so happy to have worked with her.
Marah E M.Roanoke, IN, November 25th, 2023 04:34 PM
Kim was great! She got us preapproved on a Sunday afternoon. She helped organize all of our documents and did a fantastic job communicating with us keeping us informed throughout the whole process. She also had a great attitude and made the process very easy to understand.
Aaron B.Fort Wayne, IN, July 14th, 2026 06:14 AM
Kim was always friendly and easy to work with. She made the loan process easy to understand for a first time home buyer.
SCOTT M. K.Fort Wayne, IN, July 19th, 2026 06:46 PM
Kim Arnos has done an amazing job throughout the loan process. This is the second home purchase I have used Ruoff for, and Kim has never once missed a beat. She is proven to be reliable, trustworthy, honest, upfront and extremely knowledgeable. I wouldn't recommend anyone else!!!
Geoffrey C S.CHURUBUSCO, IN, July 19th, 2026 11:34 AM
10/10 I couldn’t have asked for a better experience.
Robert C A.Fort Wayne, IN, July 22nd, 2023 12:02 PM
Kim was amazing every step of the way. I would highly recommend her to my family and friends.
Kerry W.Huntington, IN, July 27th, 2023 02:10 PM
Follow up and personality
Alton R M.Fort Wayne, IN, July 31st, 2023 07:37 PM
We were so happy to work with Kim again buying our current home! She was very professional and efficient during the whole process. Thank you so much for your help!
Valerie A M.Fort Wayne, IN, August 14th, 2023 12:17 PM
It didn’t matter what time of day I had questions I could get ahold of Kim or Anicia and she would respond asap and that made us know that we were in good hands and knew that they would have no issue making our experience perfect! If anyone ask me about a mortgage I give them Kim’s info! They did amazing! I
Griffin C Y.LAOTTO, IN, August 14th, 2023 03:02 PM
Kim and. Anicia were very responsive to questions and solutions. Wonderful to work with and would highly recommend!
Laurel L. S.Fort Wayne, IN, August 28th, 2023 01:09 PM
Kim was perfect. Solidified that I made the right choice very early on.
Paul M. S.Fort Wayne, IN, September 10th, 2023 04:28 PM
Kim was AMAZING to work with! Will recommend her to everyone.
Joseph O M.Fort Wayne, IN, September 29th, 2023 11:03 AM
Everything was absolutely perfect!
jgarcia231997Kendallville, IN, September 29th, 2023 06:25 PM
Quick response, and weighed all options!
Tristan S.Markle, IN, October 27th, 2023 12:27 PM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2025
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.