
Amy Robbins
VP | Branch Manager
NMLS: 79210 | GA: 79210 | OH: MLO-OH.79210
The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.
Read full bio97.89%
Customer Satisfaction Score.


Awards
Proudly serving Florida, Georgia, Illinois, Indiana, Michigan, Ohio
Meet our happy homeowners***
View All TestimonialsCalculate Based on Your Individual Needs
A Bit About Me
I've been helping individuals and families achieve their dream of homeownership since 1992. As a Purdue University graduate with a degree in Financial Planning, I'm passionate about making the mortgage process simple and stress-free. I believe informed clients make confident financial decisions, so I take the time to explain every step—from credit and budgeting to loan options and long-term strategies. Whether you're buying your first home, your next home, refinancing, or investing, I'll provide personalized guidance and exceptional communication to help you make smart financial decisions and achieve your homeownership goals.
Awards & Achievements

Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

President's Club
12x WinnerAwarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.
My Latest Blogs
Unlocking the Power of Owning Multiple Properties in Central Indiana
Aug 5, 2026
Owning multiple properties opens doors to long-term financial growth that many Central Indiana residents are discovering every year. Whether you're eyeing a second home near the Monon Trail or building a small portfolio of rentals in growing suburbs like Fishers or Carmel, this approach can create steady income streams and build equity over time.
Read More
Remote Work and Relocation: Financing Your Move to Central Indiana in 2026
Aug 5, 2026
Remote work continues to reshape where families choose to settle, and Central Indiana remains a popular destination for those seeking affordable housing paired with strong community ties. Many professionals are trading longer commutes for the flexibility to live in places like Carmel, Fishers, or the broader Indianapolis suburbs while keeping jobs based elsewhere. Financing that move requires understanding how lenders view employment stability when your workplace is no longer a physical office.
Read More
5 Reasons to Review Your Mortgage Every Year in Central Indiana
Jul 31, 2026
Life moves fast here in Central Indiana. Between new jobs in Indianapolis, growing families in Fishers or Carmel, and the ever-changing local housing market, your mortgage can quickly fall out of step with your current situation. Taking a little time each year to review your mortgage helps you stay on top of opportunities and avoid surprises down the road.
Read More

Experience the Ruoff Advantage
At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*



