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Stacy Deitrich

Senior Loan Officer

NMLS: 880223

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Stacy

99.35%

Customer Satisfaction Score.

Scotsman Guide Award

Awards

Proudly serving Indiana, Michigan

Meet our happy homeowners***

View All Testimonials

Review 1

Jeffrey M.

Feb 20, 2023, 11:05 AM

5.0

Just know Stacy was fantastic and was actually my only rep at our closing. She has earned a client for life…thank you Stacy.

Review 2

Aliya M J.

Stevensville, MI, Aug 23, 2023, 1:58 PM

5.0

Stacy was amazing and very helpful, she was quick to respond and explain the complexities of a loan application and the process. I would very highly recommend her to anyone in the future for working through this process!

Review 3

Kristy F J.

Elkhart, IN, Jun 9, 2026, 9:47 PM

5.0

There were actually quite a few hiccups and Stacy was there every step of the way. Telling me exactly what needed to be done and how we could overcome the obstacles to still get into the house we fell in love with. She had her team on stand-by just for us and the uncommon situation we found ourselves in. She was never angry or aggravated to take my call when I was in a panic. She remained calm and collected and got us through it. We were thankful to have her all the way to the end. 10/10 Would absolutely recommend 👌

Review 4

Scott W.

South Bend, IN, Mar 7, 2026, 1:38 PM

5.0

Stacy has been exceptional in every aspect of the process. Very clear in communication with everything from beginning to end. Stacy helped us buy our first house in Mishawaka in 2022 and her performance was the same back then. We moved to WV in 2023 to be closer to my wife's family. WV is great but the South Bend area felt the most like home for us and decided to return. Stacy was the only one that we wanted to work with due to the first purchase. For anyone unfamiliar work the mortgage process I would highly recommend her. I would highly recommend her for those who do know the process as well. She will walk you through it and will most likely be at your closing to congratulate you (she'll be on time too if she doesn't make a wrong turn, right Stacy lol). Their app is very good as well. Fairly easy to use and not hard to figure out. Everyone I've had contact with from Ruoff has been exceptional and we thank them for helping us come back home to the South Bend area.

Review 5

Melissa S.

Saint Joseph, MI, Feb 5, 2026, 3:21 PM

5.0

Stacy is wonderful to work with! This is my 3rd mortgage with Stacy over the years and each time was a wonderful experience. She makes things as easy as possible for the customer. For this loan application I was amazed how fast and flawless the process went. Very appreciative of the wonderful experince.

Review 6

Kimberly Ann T.

Buchanan, MI, Nov 2, 2025, 8:45 PM

5.0

I was NOT an easy client. 1099, taxes, employer merger, etc etc etc but Ruoff was on it and was professional from the first email to the last. Highly recommend!

Review 7

James M.

Saint Joseph, MI, Nov 16, 2024, 2:50 PM

5.0

Great communication from Stacy

Review 1

Jeffrey M.

Feb 20, 2023, 11:05 AM

5.0

Just know Stacy was fantastic and was actually my only rep at our closing. She has earned a client for life…thank you Stacy.

Review 2

Aliya M J.

Stevensville, MI, Aug 23, 2023, 1:58 PM

5.0

Stacy was amazing and very helpful, she was quick to respond and explain the complexities of a loan application and the process. I would very highly recommend her to anyone in the future for working through this process!

Review 3

Kristy F J.

Elkhart, IN, Jun 9, 2026, 9:47 PM

5.0

There were actually quite a few hiccups and Stacy was there every step of the way. Telling me exactly what needed to be done and how we could overcome the obstacles to still get into the house we fell in love with. She had her team on stand-by just for us and the uncommon situation we found ourselves in. She was never angry or aggravated to take my call when I was in a panic. She remained calm and collected and got us through it. We were thankful to have her all the way to the end. 10/10 Would absolutely recommend 👌

Review 4

Scott W.

South Bend, IN, Mar 7, 2026, 1:38 PM

5.0

Stacy has been exceptional in every aspect of the process. Very clear in communication with everything from beginning to end. Stacy helped us buy our first house in Mishawaka in 2022 and her performance was the same back then. We moved to WV in 2023 to be closer to my wife's family. WV is great but the South Bend area felt the most like home for us and decided to return. Stacy was the only one that we wanted to work with due to the first purchase. For anyone unfamiliar work the mortgage process I would highly recommend her. I would highly recommend her for those who do know the process as well. She will walk you through it and will most likely be at your closing to congratulate you (she'll be on time too if she doesn't make a wrong turn, right Stacy lol). Their app is very good as well. Fairly easy to use and not hard to figure out. Everyone I've had contact with from Ruoff has been exceptional and we thank them for helping us come back home to the South Bend area.

Review 5

Melissa S.

Saint Joseph, MI, Feb 5, 2026, 3:21 PM

5.0

Stacy is wonderful to work with! This is my 3rd mortgage with Stacy over the years and each time was a wonderful experience. She makes things as easy as possible for the customer. For this loan application I was amazed how fast and flawless the process went. Very appreciative of the wonderful experince.

Review 6

Kimberly Ann T.

Buchanan, MI, Nov 2, 2025, 8:45 PM

5.0

I was NOT an easy client. 1099, taxes, employer merger, etc etc etc but Ruoff was on it and was professional from the first email to the last. Highly recommend!

Review 7

James M.

Saint Joseph, MI, Nov 16, 2024, 2:50 PM

5.0

Great communication from Stacy

Review 8

Bailee K.

Buchanan, MI, Sep 6, 2024, 3:45 PM

5.0

I noticed that Stacy was very helpful. She was fast to respond to any questions I had! She had great knowledge of everything.

Review 9

Katie G.

Saint Joseph, MI, May 3, 2024, 6:42 PM

5.0

Stacy was great to work with. She checked in with me every step of the way and answered all of my questions.

Review 10

Natasha M.

Osceola, IN, Apr 15, 2024, 5:44 PM

5.0

I have worked with Stacy twice now and she is amazing. I don’t think I would ever use another lender.

Review 11

James T.

Saint Joseph, MI, Apr 23, 2024, 5:39 PM

5.0

Being very attentive and helpful throughout the entire process.

Review 12

Terry D.

Niles, MI, Apr 29, 2024, 9:08 AM

5.0

We were able to do most everything through email and online documents. Didn't have to take off early from work to handle this. Loan butler site works great. Gives a time-line of where we were and what was needed. Thanks again guys

Review 13

Roberta D.

Niles, MI, Apr 29, 2024, 10:56 AM

5.0

Stacy was promt with returning emails. She was very communicative and kept us up to speed throughout the entire process!!

Review 14

Lydia E W.

Saint Joseph, MI, Apr 19, 2024, 4:56 PM

5.0

Stacy has been a pleasure to work with! I was so nervous about the process of buying a house because I don't know what I'm doing, but she was there for me every step of the way. She went above and beyond to take care of me.

Review 8

Bailee K.

Buchanan, MI, Sep 6, 2024, 3:45 PM

5.0

I noticed that Stacy was very helpful. She was fast to respond to any questions I had! She had great knowledge of everything.

Review 9

Katie G.

Saint Joseph, MI, May 3, 2024, 6:42 PM

5.0

Stacy was great to work with. She checked in with me every step of the way and answered all of my questions.

Review 10

Natasha M.

Osceola, IN, Apr 15, 2024, 5:44 PM

5.0

I have worked with Stacy twice now and she is amazing. I don’t think I would ever use another lender.

Review 11

James T.

Saint Joseph, MI, Apr 23, 2024, 5:39 PM

5.0

Being very attentive and helpful throughout the entire process.

Review 12

Terry D.

Niles, MI, Apr 29, 2024, 9:08 AM

5.0

We were able to do most everything through email and online documents. Didn't have to take off early from work to handle this. Loan butler site works great. Gives a time-line of where we were and what was needed. Thanks again guys

Review 13

Roberta D.

Niles, MI, Apr 29, 2024, 10:56 AM

5.0

Stacy was promt with returning emails. She was very communicative and kept us up to speed throughout the entire process!!

Review 14

Lydia E W.

Saint Joseph, MI, Apr 19, 2024, 4:56 PM

5.0

Stacy has been a pleasure to work with! I was so nervous about the process of buying a house because I don't know what I'm doing, but she was there for me every step of the way. She went above and beyond to take care of me.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

Apply Now
Stacy Deitrich

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Indiana, Michigan

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.