Linda Riley
Senior Loan Officer
NMLS: 234665 | OH: MLO-OH.234665
The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.
Read full bio
98%
Customer Satisfaction Score.
Awards
Proudly serving Indiana, Kansas, Michigan, Ohio, Tennessee
Meet our happy homeowners***
View All TestimonialsCalculate Based on Your Individual Needs
A Bit About Me
My mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. At Ruoff Mortgage, I partner my clients with the right product to fit their needs. Why not work with a professional who will make your dream of homeownership come true? I started my career at a local bank and moved into the mortgage industry in 2004. I have been with Ruoff almost two decades and continue to educate myself on updates including guidelines and regulations in the mortgage industry. I am also a continuous winner of the President’s Club with Ruoff and am honored to be a part of the Scotsman Guide’s list of Top Mortgage Lenders.
Awards & Achievements
Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.
Ruoff Customer Experience Award
Recognizes Ruoff loan officers who consistently create memorable experiences, demonstrated through outstanding customer satisfaction scores and feedback from their clients.
President's Club
4x WinnerAwarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.
My Latest Blogs
Buy Before You Sell: A Guide to the Knock Bridge Loan
Nov 13, 2026
A bridge loan is a short-term loan secured by your current home that gives you access to its equity before the home sells, so you can put that cash toward the down payment and closing costs on a new purchase (the Consumer Financial Protection Bureau calls it exactly that — a way to use existing equity to finance a new home before a sale closes). The Knock version is called "first of its kind" because of what it adds to that basic idea: instead of stacking two mortgages with high short-term rates, Knock covers your old mortgage payments for up to six months, lets you set the bridge loan and the new purchase mortgage through one lender, and — if your home still hasn't sold after six months — agrees to buy it from you at an agreed price.
Read More
Understanding the Warsaw Housing Market
Nov 9, 2026
The current landscape of Warsaw real estate
Read More
Experience the Ruoff Advantage
At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*