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Racee Greene | NMLS: 1097316 | GA: 44766 | KY: MC96482

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My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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My Latest Blogs

Is 2026 a Good Year for First‑Time Homebuyers in Kentucky?

Mar 27, 2026

If you’ve been thinking about buying your first home in Kentucky, you’re not alone. Many first‑time buyers hit pause over the last few years due to higher interest rates, rising home prices, and limit...
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Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Everything from the first communcation with Racee to the final closing went great. She was a help at every step. As a first time home buyer, she made the process very easy and answered every question I had.

    Nathan Andrew M.

    Morristown, TN, April 27th, 2026 01:22 PM

  • Review 2

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    From day one Racee Greene was there and ready to help! If I could’ve designed my own personal loan officer she wouldn't have been as good as Racee!

    Casey T T.

    Jeffersonville, KY, April 26th, 2026 04:25 PM

  • Review 3

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    Racee was amazing to work with! As a first time buyer, she made sure I understood all the information presented to me and really took the time to walk me through it all!

    Brennan D F.

    Georgetown, KY, April 25th, 2026 04:40 PM

  • Review 4

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    The whole process was much smoother than I could've imagined. Racee was there every step of the way, explaining everything that needed to be done and how to do it, in order to get to closing.

    Landon Garrett B.

    Georgetown, KY, April 21st, 2026 11:04 AM

  • Review 5

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    Racee is absolutely the best!!! She goes above and beyond more than ever is expected!!

    Wendy L S.

    Harrodsburg, KY, April 7th, 2026 11:24 AM

  • Review 6

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    Racee worked so quickly it was amazing

    Rebecca Anne Dykes G.

    Winchester, KY, March 24th, 2026 11:08 AM

  • Review 7

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    Racee was quick, accurate, professional, and made the whole process pleasant and approachable. Couldn't have had a better experience!

    Andrea C.

    Jacksonville, FL, March 16th, 2026 08:17 PM

  • Review 8

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    Racee did an excellent job communicating and helping to meet our end goal

    Kristin B.

    Nicholasville, KY, March 10th, 2026 11:01 AM

  • Review 9

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    I have nothing, but awesome things to say about Ruoff and Racee. She is absolutely the BEST. This is the third house she has helped me with and I would never use anyone else except her. Always there no matter the day or time. Thank you for such an easy and memorable experience.

    Laurie S S.

    Owensboro, KY, February 24th, 2026 11:06 AM

  • Review 10

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    I give so much praise to Racee Greene for excellent communication and customer service. She was so patient and knowledgeable about each step in the process; always taking the time to answer my questions and provided tips and strategies for navigating the loan process. Racee genuinely cares about her clients, and I would confidently and happily recommend Racee to any of my contacts in search of a mortgage lender. I am so happy she was recommended to me by my realtor!

    Rachel L C.

    Berea, KY, February 15th, 2026 07:37 PM

  • Review 11

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    Keep us up to date and was very helpful being a first time home owner.

    Andrew M.

    Winchester, KY, January 20th, 2026 11:22 AM

  • Review 12

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    Just how easy everything was ans the good communication between everyone was wonderful and ovwrall a great first time experience

    Stephanie K E.

    Lexington, KY, December 10th, 2025 06:03 AM

  • Review 13

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    No surprises

    Sharon L S.

    Salvisa, KY, December 2nd, 2025 12:09 PM

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Why should you choose Ruoff?

67

Branches throughout
the US.

98.5%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

42

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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